Annual Interest Rate(APR)– It's an annual percentage rate of a credit card which charged on all or a portion of the balance if the full amount isn't paid before the due date.
nterest Free period- An interest free period is a period of time where no interest will be charged on new purchases, provided the total amount owing on your current statement is paid by the due date.
Over-limit fee- An over-limit fee is charged when your card’s balance exceeds your credit limit.
Card cheque processing- Card Cheque can be used as an alternative to the credit card itself. You will be charged a processing fee for this cheque.
ate Payment Fee- A late payment fee is charged when you don’t make at least the minimum payment by the due date.